Your Trusted Mortgage Partner for Realtors and Homebuyers

Partner with a mortgage expert who helps realtors and homebuyers close faster with clear rates and easy approvals.

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Easy Pre-Approvals

Get pre-approved in hours, not days. Enjoy a simple, transparent process built for both realtors and homebuyers.

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Trusted Partner

Work with Virginia’s Mortgage Maestro delivering reliable guidance, clear communication, and smooth closings.

Meet Duane
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NoTouch Credit

Get pre-qualified without impacting your credit score. Duane’s NoTouch Credit advantage keeps your credit safe.

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Great Rates

Access competitive loan programs and low-rate options that make owning or refinancing your home easier than ever.

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About Duane

Virginia’s Mortgage Maestro

With over a decades of experience in commercial, investment, and mortgage banking, Duane Buziak brings unmatched expertise to every client. As a state-licensed Mortgage Loan Officer serving all of Central Virginia, he specializes in fast approvals, zero-down options, and transparent financing helping buyers move confidently from pre-approval to closing.

Formerly an AVP at five major banks, Duane combines deep financial insight with a client-first approach. Whether you’re buying your first home or refinancing your fifth, he ensures a smooth, stress-free process with quick turn times, upfront underwriting, and competitive pricing that truly compares.

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Our Services

Whether you’re a first-time homebuyer, an investor, or refinancing your property, Duane Buziak offers a full range of loan programs designed to fit your goals. With transparent guidance and fast approvals, we make financing simple, clear, and stress-free.

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Conventional Loans

Stable and flexible loan options with competitive rates, ideal for buyers seeking predictable monthly payments.

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FHA Loans

Government-backed program with low down payments, making homeownership more accessible and affordable.

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VA Loans

Exclusive benefits for veterans and active service members with zero down payment and great terms.

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USDA Loans

Affordable financing designed for rural and suburban buyers, offering zero down payment options.

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HELOC

A Home Equity Line of Credit lets homeowners borrow against their home’s equity for renovations, debt payoff, or personal projects.

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Reverse Loans

Convert home equity into usable funds while continuing to live comfortably in your own property.

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DSCR Loans

Investor loans based on rental income rather than personal income ideal for building property portfolios.

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Construction Loans

Finance your custom home build with flexible payment schedules and smooth funding throughout.

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Non-QM Loans

Unique programs crafted for borrowers with unconventional income or non-traditional financial profiles.

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Bank Statement Loans

Perfect for self-employed buyers qualify using bank deposits instead of traditional W-2 income.

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Refinance Loans

Replace your existing mortgage to secure better rates, updated terms, or lower monthly payments.

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Commercial Loans

Flexible funding options for businesses seeking property, growth, or working capital opportunities.

Expert Guidance

Receive step-by-step mortgage support from application to closing. Our personalized approach ensures clarity, confidence, and peace of mind throughout your journey.

Seamless Process

Enjoy a streamlined experience with fast communication, digital paperwork, and efficient approvals designed to make financing your home stress-free and simple.

Building Trust Through Experience, Results, and Relationships

With decades of expertise and thousands of successful closings, Duane Buziak continues to deliver personalized mortgage solutions that create real value. Each client, each loan, and each milestone reflects a commitment to transparency, speed, and excellence.

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Partnering with Duane

Simple Steps to Connect Realtors and Homebuyers with the Right Mortgage

Connect & Discuss Goals

Realtors or buyers reach out to Duane to discuss property goals, timelines, and financing needs. Together, we identify the best loan options and set clear expectations from the start.

Pre-Qualification Made Easy

Using soft-touch credit checks, Duane provides quick pre-qualifications so buyers can shop confidently without impacting their credit score. Realtors get verified clients ready to move fast.

Seamless Loan Processing

Documents are reviewed and submitted digitally with clear communication at every step. Duane keeps both the realtor and the buyer informed throughout the process.

Close With Confidence

From approval to final signatures, Duane ensures smooth, on-time closings helping realtors deliver great client experiences and repeat business.

Additional Services & Partnerships

Comprehensive Support Beyond Mortgages

Duane Buziak goes beyond securing your mortgage he connects you with trusted partners and innovative solutions to make your home buying journey seamless. From realtors and insurance providers to credit restoration experts and title services, every partnership is built to give you confidence, convenience, and peace of mind.

Realtors

Partner with trusted local real estate agents for smooth and transparent buying or selling experiences.

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Insurance

Protect your new home with customized coverage plans from top-rated insurance providers.

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Title Services

Ensure a safe and efficient closing process with dependable title search and settlement support.

Secure Your Closing

Credit Restoration

Rebuild and strengthen your credit profile with expert advice and proven financial programs.

Start Credit Recovery

Home Inspectors

Ensure peace of mind with trusted home inspectors who provide detailed evaluations before you buy.

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What Clients & Realtors Say

Trusted by homebuyers and realtors alike.

Frequently Asked Questions

Clear answers to help you move forward with confidence.

What is the difference between pre-approval and pre-qualification?

The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.

Usually, people refinance to save money either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savingsDivide the total cost of the refinance (#1) by the monthly savings (#2). This is the “break even” time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, consult a mortgage professional.

A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.

A mortgage broker counsels you on the loans available from different wholesalers, takes your application, and usually processes the loan which involves putting together the complete file of information about your transaction including the credit report, appraisal, verification of your employment and assets, and so on. When the file is complete, but sometimes sooner, the lender “underwrites” the loan, which means deciding whether or not you are an acceptable risk.

Ready to Make Your Next Move?

Your home journey starts with the right mortgage partner.

Whether you’re a first-time homebuyer taking your first big step, a seasoned investor expanding your portfolio, or a realtor seeking a reliable lending expert Duane Buziak brings clarity, precision, and unmatched dedication to every transaction.
With years of hands-on experience and a deep understanding of market trends, Duane ensures that every client receives a smooth, transparent, and stress-free lending experience from start to finish. 

Support

Have questions or need guidance? We’re here to help every step of the way. Whether you’re exploring options, preparing documents, or finalizing your loan, our team is just a call or email away.